银行常用英语词汇及短语及相关阅读(2)
银行实用英语对话阅读篇三
A: Credit Services, how can I help you?
这里是信贷业务部，我能如何为您效劳?
B: I'd like to apply for a credit card with you.
我想申请在你们这里申请信用卡。
A: Would that be our standard card, our gold card, or our platinum card?
您要申请我们的标准卡、金卡，还是铂金卡呢?
B: Oh,I'm not sure. What's the difference?
哦，我不太确定。它们有什么区别吗?
A: Well'the standard card has a lower credit limit, that's 20,000 RMB, whereas with the platinum card you can have a credit limit of 80,000 RMB.
嗯，标准卡的信用额度较低，为20000元，而持有铂金卡的话，您可以有80000元的信用额度。
B: Why such a big difference?
为什么有这么大的差别呢?
A: It's all about credit rating and salary. If your credit rating and your salary are high enough, we can offer you the platinum card.
这与信用等级和薪水有关。如果您的信用等级和您的工资足够高的话，我们可以为您办理铂金卡。
B: My salary is pretty high and I've never had a problem with my credit rating in the past. Are there any perks of the platinum card?
我的薪水很高，而且以前我的信用评级从来没有出过问题。铂金卡是 否还有什么额外的优惠吗?
A: Yes,we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts.
是的，我们与各种奢侈品店和健身俱乐部签有协议，如果您在这些地方使用信用卡购物的话，您就可以获得一些很高的折扣。
B: That's great;my health club membership is about to expire.
太好了，我的健身俱乐部会员资格下个月就该续约了。
银行实用英语对话阅读篇四
A: Good morning. Madam. What can I do for you today?
早上好，女士。我今天可以为您做些什么吗?
B: Hello. I hope you can help me; I'm a little worried about my new card.
你好。希望你能帮我，我有点儿担心我的新卡。
A: What seems to be the problem?
有什么问题呢?
B: I received my new card this morning, but I'm unable to use it.
我今天早上刚收到我的新卡，但我无法使用它。
A: Oh? You mean, the ATM machine has eaten it?
哦?您是说，自动取款机呑了您的卡?
B: No, it's right here, see? The ATM will not accept it!
没有，在这里呢，你看?自动取款机不受理!
A: You said you received your card this morning, am I right?
您说过您今天早上收到的您的卡，我没说错吧?
B: Yes. I was told it would be activated and ready to use right away. So, what's gone wrong?
没错。我被告知它已被激活了，并马上就能使用了。所以，出什么问题啦?
A: Did you receive your PIN number yet, Madam? You see, unless you have your new PIN number, to match your new card, you cannot use it. We usually send that separately, around one day after the card, for security reasons.
您收到您的密码了吗，女士?您知道吧，除非您有新的密码，来匹配您的新卡，你就不能使用它。我们通常会分开邮寄，出于安全的原因，密码在卡寄出大约一天后才寄出。
B: Well, that explains it. I've been using my old PIN number! Thanks for explaining everything to me.
嗯，原来如此呀。我一直在使用我的旧密码!谢谢你帮我解释这些事情。
银行实用英语对话阅读篇五
A: Hello, Lincoln Bank. Kristy speaking, how may I help you today?
您好，这里是Lincoln银行。我是Kristy,我今天能如何为您效劳?
B: Hello, Kristy. Could I speak to the department that deals with credit card applications, please?
你好，Kristy。请帮我接处理信用卡申请的部门，好吗?
A: I can deal with that,Sir. Are you interested in our personal or corporate card?
我可以处理这个问题，先生。您要办我们的个人卡还是公司卡?
B: The personal card, please. Is it possible to take care of this over the phone?
麻烦你，办个人卡。是否有可能通过电话来办理呀?
A: I'm sorry, Sir, but you will need to come in to your local branch to deal with the application procedure. Come in and fill out an application form and let us have a duplicate of your ID card. You'll also need a copy of your guarantor's and he or she will need to sign the form, too.
对不起，先生，您需要到您的当地分行去办理申请手续。请您前来填写申请表，并给我们一份您的身份证件的复印件。您还需要一份您的担保人的身份证件的复印件，而且他或她也需要在这张表上签字。
B: OK ... and what deposit do I need? I mean, is there a minimum deposit?
好的……我需要什么押金吗?我的意思是说，是否需要最低保证金?
A: You'll need to deposit 1,500 RMB initially. There will also be some small additional charges for this service.
您需要先缴1500元的押金。还需要付一点儿手续费。
B: That's no problem. How long will the whole thing take? A week? 10 days?
没问題。整个手续需要办多久啊?一个星期?还是10天?
A: It should all be sorted out within 5 working days after receipt of the required documents.
在收到所需的文件后，5个工作日内应该能办完。
B: Right, I'll contact my guarantor now and we'll come in within the next couple of days. Thanks very much for your help. Goodbye.
好吧，我这就联系我的担保人，我们过两天就来。非常感请你的帮助。再见。
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