银行常用英语词汇及短语及相关阅读
每个行业都有它的专业术语，银行方面该掌握哪些英语词汇呢，下面跟学习啦小编一起来了解一下银行常用英语词汇及短语吧，欢迎大家阅读。
银行常用英语词汇及短语：Useful Words and Phrases
a deposit form 存款单
a banding machine 自动存取机
account number 帐目编号
depositor 存户
pay-in slip 存款单
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
银行实用英语对话阅读篇一
A: Hello, welcome to Credit Services. How can we help you?
您好，欢迎光临信贷业务部。我们能如何为您效劳?
B: I'm interested in applying for a credit card with you.
我想在你们这里申请一张信用卡。
A: Are you an existing customer?
您现在是我们的客户吗?
B: Yes, I've had a Current Account with a debit card with you for years. Now,I'm looking at upgrading to a credit card.
是的，我已经在你们这里办了一个带借记卡的活期存款账户，有好几年了。现在，我希望升级成信用卡。
A: May I ask why you didn't think of applying for a credit card with us sooner? Most young people jump at the chance.
请允许我问您一下，您为什么不早一点儿想到在我们这里申请一张信用卡呢?多数年轻人是绝不会放过这个机会的。
B: When I opened the account with you, I was a student, I graduated a couple of years ago and have a steady salary, so I figured now would be the best time to go ahead.
当我在你们这里开户时，我还是一个学生，我两年前毕业后，有了一个稳定的收入，所以我想现在才是申请信用卡的最佳时机。
A: That's very sensible of you. We have many fresh graduates applying for credit cards,getting them and then going on a spending spree and being unable to meet the repayments.
您很明智呀。我们见过很多刚毕业的大学生申请信用卡，他们拿到了卡，就开始疵狂消费，却又无法还款。
B: As you can see from the statements for my Current Account, I have never been overdrawn. I'm always very careful about that.
正如你从我的活期账户对账单上所看到的那样，我从来没有透支过。对此我总是非常謹慎的。
银行实用英语对话阅读篇二
A: Welcome to IBJ. What can we assist you with today?
欢迎光临IBJ银行。我们今天有什么可以帮助您的吗?
B: Hello. Yes, I've just read your leaflet about the new MoneyLink Card. I was wondering how I go about applying for one.
你好。是的，我刚刚看到你们有关新的灵通卡的宣传单。我想知道如何申请此卡。
A: This scheme has just started and you will be one of our first 100 customers,so if your application is accepted, you will receive some rather nice perks.
这项业务刚刚开始，并且您将在我们的前100名客户之列，因此，如果您的申请被接受的话，您将得到一些非常好的额外优惠。
B: That does sound good. I'm already an account holder, have been for many years. And I already have your existing card.
这听起来不错。我已经有账户了，开了很多年了。而且我已经有你们现有的银行卡了。
A: That should make things perfectly simple,then. Actually, if you had waited a little while longer, we would have notified you by post.
那么，这应该使事情变得很简单啦。其实，如果您再多等一段时间，我们也会致函通知您的。
B: Perhaps your letter is already in the mail! So, I can just upgrade automatically?
也许你们的信已经在邮递当中了!这么说，我可以自动升级啦?
A: May I have your details,and I'll check for you.
请您给我您的详细信息，我会为您查一下。
B: Certainly....
当然可以....
A: OK, so you are already a gold card holder, with a sound credit history. That means we can automatically upgrade you to our new platinum card.
好的，您已经有金卡了，信用记录良好。这意味着我们可以自动为您 升级到我们的新的铂金卡。
B: Wonderful! And, you mentioned "perks"? I do hope I'll be getting some of those.
太好了!还有，你刚提到过"额外优惠"吧?我真的希望我将得到一些优惠。
