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金融英语口语(4)

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  金融英语口语:HowtoProcess

  New Words

  新单词

  concrete adj.

  具体的

  addition n.

  加

  subtraction n.

  减

  multiplication n.

  乘

  division n.

  除

  frequently adv.

  频繁地

  withdraw v.

  取出

  formula n.

  公式,程式

  plus prep.

  加

  minus prep.

  减

  compound v.

  合成

  times n.

  倍

  divide v.

  除

  Phrases & Expressions

  短语汇

  deal with

  处理,对付,应付

  interest rate

  利率

  B:(Teacher) Madam, you have just said that our future work deals with numbers, but what concrete work do you mean?

  B:老师,你方才说我们将来的工作是同数目打交道,但你具体指的是什么工作?

  C:Madam, please explain this.

  C:老师,请你解释一下。

  A:All right. This is a good question. There are, in general, four processes in accounting:

  A:好,这个问题提得好。一般说来,在会计业务中有四个方面,

  addition, subtraction, multiplication and division. The most frequently used is addition.

  即加,减,乘,除。最频繁使用的计算是加法。

  Every day we have many current accounts, and every account withdraws money or makes some deposits.

  每天我们有很多往来帐目,每位帐户要就是取款,或是存款。

  B:When do we use subtraction for current accounts?

  B:在往来帐户中什么时候要用减法呢?

  A:Very simple. When an amount of money is withdrawn, you must subtract this number from the general deposit,

  A:很简单,例如是取款,你就得存款总额中减去取款的数,

  then write the new amount of deposit in the account book.

  然后在存折上写上新的存款总额。

  C:How do we use English to say this?

  C:那么我们用英语怎样说呢?

  A:The formulas for addition:7+9=16, 239+145=384. We say 'seven and nine is (or are) sixteen',

  A:这里看两个算式:7+9=16,239+145=384。第一个算式我们这样说:seven and nine is (或用are)sixteen,

  but in the latter three-digit number, we should use 'plus' instead of 'and',

  但在第二个算式中三位数字的加法法则不用and,而用plus,

  we say 'two hundred and thirty-nine plus one (a) hundred and forty-five is (or equals) three hundred and eighty-four.'

  我们得这样说:two hundred and thirty-nine plus one (或用a)hundred and forty-five is leaves(或用equals)three hundred and eighty-four。

  B:How about subtraction?

  B:那减法怎样说呢?

  A:Look at these two formulas:8-5=3, 543-216=327. In the first formula,

  A:看这两个算题:8-5=3 ,543-216=327。第一个算式,

  we say 'five from eight leaves (or is) three', or 'eight minus five is three'.

  我们说:five from eight leaves(或用is )three ,另一种说法是:eight miuns five is three。

  In the latter threedigit number we should use 'minus':

  在第二个三位数字算式我们应该用“minus”,

  five hundred and forty-three minus two hundred and sixteen equals three hundred and twenty-seven.

  我们就得这样说:five hundred and forty-three minus two hundred and sixteen equals three hundred and twenty-seven。

  C:When do we use multiplication and division?

  C:什么时候我们用乘法和除法?

  A:Multiplication and division are used to calculate interest rates.

  A:乘法,除法用在计算利率。

  Every savings deposit compounds the amount of interest.

  每一个存款帐本中都包含有利息。

  We should use 'times' or 'multiply' to express this. For the simple formula:4*6=24,

  这种乘法我们得用times或是multiply 来表示。拿这个4*6=24简单的算式来说吧,

  we can say four sixes are twenty-four, but for the larger numbers, such as 18*243=4374

  我们说four sixes are twenty-four ,但在大数目中,如18*243=4372,

  we say eighteen times two hundred and fortythree makes (or is) four thousand three hundred and seventy-four,

  我们就得说:eighteen times two hundred and forty-three makes(或用is)four thousand three hundred and seven-four,

  but more formally:18 multiplied by 243 equals 4374.

  但一般较正式的用法是:18 multiplied by 243 equals 4374。

  B:Is division used in accounting?

  B:在会计工作中除法用不用?

  A:Well, in big firms, companies, enterprises, joint ventures and others,

  A:在大商行,大公司,大企业和联合企业等大的金融机构内,

  sometimes the amount of investments are large,

  有时投资的量相当大,

  and everyday current accounts are very complex, so all those processes have to be used.

  每天的往来帐目又相当复杂,所以这几种计算法都得用上。

  C:Can you give us some examples on division?

  C:能不能再给我们举个例子说说除法?

  A:A simple one is 9/3=3, we say three into nine goes three;

  A:如简单的算题9/3=3,我们说:three into nine goes three:

  296/8=37, we say two hundred and ninety-six divided by eight equals thirty-seven.

  在大多数除法算式中如296/8=37,我们得说two hundred and ninety-six divided by eight equals thirty-seven。

  B,C:Thanks a lot, Madam!

  B,C:多谢你,老师。

  金融英语口语:HAVEHAS

  New Words

  新单词

  convenientadj.

  便利的,方便的

  negotiationn.

  谈判,协商

  figurev.

  估计,揣测

  vacantadj.

  空的

  positionn.

  职位

  chaptern.

  章,回

  detailn.

  细节

  sectionn.

  节

  insurancen.

  保险

  customsn.

  关税,海关

  regulationn.

  规章,条例

  invitationn.

  请帖,邀请

  Phrases & expressions

  短语汇

  credit card

  信用卡

  life insurance

  人生保险,人寿保险

  Angel Falls

  安吉耳瀑布.在委内瑞拉境内,为世界是高之瀑布。

  1.Have you ever seen a credit card?

  1.你见过信用卡吗?

  -Yes, I have. It's very convenient to use while travelling.

  我见过,在旅游时使用很方便。

  2.Has she decided yet?

  2.她已决定了没有?

  -Yes, she has. Tomorrow she shall start our new business.

  她已决定,明天开始新的营业。

  3.Have you finished the negotiation with the foreigners?

  3.你同外商的谈判是否已经结束?

  -No, not yet. We figure we have two more days of discussion.

  还没有,估计还得讨论两天。

  4.Have all the vacant positions been filled yet?

  4.所有空缺的职位是否已满了?

  -Yes, they have.

  是,已满了。

  5.Have I explained the first chapter clearly?

  5.我是否已很清楚地讲了第一章内容?

  -Yes, except for a few details in the second section.

  挺清楚的,不过第二节内还有些细节有点模糊。

  6.Has he learned to type in English?

  6.他已学会英文打字了吗?

  -No, He hasn't. He has no typewriter.

  他还没有,他自己没有打字机。

  7.Has he signed a contract for life insurance?

  7.他已签约进行人寿保险公司了吗?

  -Yes, he has.

  是的,他已办完手续。

  8.Have all the students gone now?

  8.所有学生都走了吗?

  -No. Three girl students remain.

  不,还有三位女学生留在那儿。

  9.Have you ever heard of Angel Falls?

  9.你曾听说过安琪儿大瀑布吗?

  -Yes, I have. It's the highest waterfall in the world.

  我听说过,那是世界上最高的大瀑布。

  10.Have you read the customs regulations?

  10.你看过关税条例吗?

  -Yes, I have.

  我看过。

  11.You have never met each other in Beijing before, have you?

  11.你们过去在北京从未见过面,是吗?

  -No, we haven't.

  是,我们过去从未见过面。

  12.You have already got our invitation, haven't you?

  12.你们接到我们的邀请没有?

  -Yes, we have got it.

  我们已接到邀请。

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