银行英语情景对话：综合授信
想学习一些在银行工作常用的英语情景对话吗?下面学习啦小编为大家带来有关综合授信银行英语情景对话，欢迎大家学习!
银行英语情景对话1：
A: What can I do for you, Madam?
我能为您效劳吗，女士?
B: Can you help me with Comprehensive Credit Granting?
关于综合授信业务的事情你能帮我吗?
A: Certainly, Madam. What would you like to know?
当然可以，女士。您想了解什么呢?
B: Well, everything really.
嗯，实际上是所有的事项。
A: All right. We can grant a Financing Promise Quota, if you qualify. This means that we can deal with all of your needs in a speedy and efficient way. Firstly, your Credit Rating must be class A, and your Debt to Asset Ratio must be top notch, for the industry you are involved in.
好吧。如果您符合标准的话，我们可以给予您融资承诺额度。这就意味着我们能够通过迅速和有效的程序来办理您的所有业务需求。首先，您的信用等级必须是A级，而且您的资产负债率对于您的企业所在行业来说必须是一流的。
银行英语情景对话2：
B: Is there anything else, apart from the Credit Rating and Debt to Asset Ratio?
除了信用等级和资产负债率以外，还有其他的什么标准吗?
A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.
还有净负債余额。它不得超过企业的净资产，而且企业在过去两年内没有出现经营亏损。
B: Right, OK. That，again, shouldn't be a problem.
好的。这方面也不会有什么问题。
A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.
还有今年前两个季度，企业总资产回报率应不低于所在行业的平均水平。
B: Well, as far as I can tell, we qualify.
嗯，据我所知，我们够资格。
A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.
当然，我们将需要证明，就是所有文件的正本和副本。只要您带着证明来，我们评估一下，其实办理起来应该是非常快的。
银行英语情景对话3：
A: Mr Brown! How nice to see you, can I help?
Brown先生!.很高兴见到您，我能帮忙吗?
B: I'm not exactly sure if it's your department, but I'd like to ask some questions about qualifying for Comprehensive Credit Granting.
我不敢完全肯定是否是你们部门的事情，但我想请教一些关于综合授信业务的问题。
A: I see. You are one of my favourite customers, Mr Brown. I'm more than happy to help. For Comprehensive Credit Granting,IBJ will grant a promised quota for you, that is, if you qualify. Of course, your credit record, within you field of trade needs to be up to scratch.
我明白了。您是我最喜欢的客户之一，Brown先生。我会非常乐意帮助您。针对综合授信业务的对象，如果您有资格的话，IBJ银行将给予您融资承诺额度。当然，您的信用记录，在您的经营领域里，必须要达到一定的水平。
B: How long a period will you look at to determine this?
你们要考察多长时间来决定呢?
A: We will consider the first part of the year, in your particular field, and your credit rating can be no less than class A, during that period.
对于您所在的行业，我们会考虑今年的第一季度，在此期间，您的信用等级不能低于A级。
B: That sounds simple enough. It's Friday today, I'll be back on Monday morning, first thing,with all of the relevant data. See you then, and enjoy your weekend.
这听起来够简单的。今天是星期五，我星期一早上第一件事就是带着所有相关的资料来这里。到时候见啦，并祝你周末过得愉快。
银行英语情景对话4：
A: Good afternoon, how can I be of service today?
下午好，今天我如何为您效劳?
B: My company wants to become involved in your Comprehensive Credit Granting. We are a very young company and Vm not at all sure if we meet your credit requirements.
我公司希望在你们银行办理综合授信业务。我们是一个非常年轻的公司，我不能肯定我们是否达到了你们的信用要求。
A: It is possible to take into account special circumstances, should the manager agree to it. If your credit rating has been class A in your initial trading period and your debt to asset ratio is sound, and then I'm sure the manager will see you to discuss it further. I'll set up a meeting for you.
如果经理同意的话，可以考虑特殊情况特殊处理。如果在您的经营初期您的信用等级已经达到了A级，并且您的资产负債率是合理的，那么我相信本行的经理会与您进一步商谈。我这就为您安排会面。
B: That would be wonderful. Thank you so much for all of your help.
这真是太好了。对你的所有帮助，深表感谢。
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