2021金融学个人申请留学申请书
读书效率是国外大学和国内大学之间比较显著的差异。一方面，发达国家在教育方式、理念、教学设施上比较先进。另外一个优势是时间。这里给大家分享一些2021金融学个人申请留学申请书，欢迎阅读!
2021金融学个人申请留学申请书
Dear _,
In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instruments, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. The Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.
I am glad to choose mathematics and applied mathematics. Three years’ study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the class of _ department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my interest and led me into the mathematical modeling world.
The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Seasoned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and people’s living. Therefore, study on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels” for all mathematicians… So, the Logistic regression has been carved in my memory. Two weeks’ training has presented me with a kind of passion and calm thinking much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a mathematics and mathematical modeling lover who loves life so much?
Pocketed with this passion and thinking, I tasted to use mathematical modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood of data and estimations as long as 17 pages. We tried almost a whole day only to filter those data and take the evaluations into comprehensive account. Pulling down various models we had built before, we were so defeated that we wanted to give up many times. However, we finally found the satisfactory model thanks to our encouragement to each other which armed us with full strength to go further.We managed to evaluate the water quality by Composite index model, which could not only represent the evaluation factors, but also reflect the main impacts of the contaminations to the water pollution. We predicted the future water pollution through multiple linear regressions fitting and brought out the plan against it by building linear optimization model. Finally, we got the second prize in Beijing for our thesis. Three days’ and nights’ modeling experience had cooled our passion and gave us even more calm thinking instead. The creation of the mathematical modeling, along with the successful solution to the problems through it lied on the solid mathematics foundation, strong modeling ability, accumulation of the knowledge on different fields, unique creative ideas and creativity.
The experience from this contest further aroused my interest in mathematics. I began to pay more attention to its application as well as learning the theories. In addition, I tried to catch every opportunity to take part in the practical mathematical modeling. My efforts finally rewarded when I was in the first term as a junior. I had a chance to participate in the 3-day electrician mathematical modeling practice-----classifying the sports programs for a big sports meeting. Being familiar with the Graph Theory, I immediately found the way to solve the problems by seeking the best Hamilton circuit line. Facing the nearly 8.7 billion data files with different orders much more than that on the National Mathematical Modeling Contest, I spent a long time on Algorithm without any perfect result. I wasn’t defeated towards this case, but so excited instead that I could have such a chance to challenge and improve myself. Looking up dozens of files, I finally made a perfect end of the practice by using the Genetic Algorithm into full account. It needs both a successful model and an effective arithmetic to solve these problems. , which largely shortened the operation time and improved the operation result. I learnt a lot from this practice. I came to know that to build successful mathematics modeling that can effectively solve the practical problems, we must take the operation cost
Summarizing my failures in the mathematical modeling electrician practice and proceeding from my interest in this field, I began to think of collaborating on the “Mathematical Modeling Saloon” with several students from mathematics and computer departments, taking the Computer Algorithms and mathematical modeling as the two themes of the book. Every Tuesday afternoon, we would organized those students interested in this field to study and exchange the ideas and arithmetic by imparting experience, sharing what we learnt, pondering together and discussing with each other. Both the traditional transportation & storage problems and the modern Stimulated Annealing Arithmetic (SAA), Ant Algorithm have ever been the topic of our discussion, from which I have learnt many thinking styles and methods to the problems from the students both in mathematics and computer department. So far, I am excited to see that this activity is still in the wind with more and more participants and it aroused a learning upsurge in our college.
Recommended by my teacher, I have participated in the Teaching Reform Program of Mrs. Xing yongli----the results analysis of “Improving the mathematics teaching quality on class”. Mrs. Xing, along with some other mathematics teachers experienced the class mutual activities in 2004 to 2005 with the character data files in form of paper investigations. For this style of data files, I finally used the Analytic Hierarchy Process (AHP) as a creative challenge instead of the fuzzy mathematical quantitative analysis models, which firstly knocked my mind. By quantitating data and using the AHP, I succeeded in analyzing how the overall quality of the teachers and their teaching skills work in improving the mathematics teaching quality on class, from which we got the conclusion that the teaching skills and the way to put forward questions on class play the most important role in the class mutual activities. Besides, Mrs. Xing collaborated with me on the thesis named “The Application of Analytic Hierarchy Processinto the Evaluation of Class Mutual Activities”. Both of us were satisfied with this thesis and contributed it to many presses to be published.
Similar with the mathematical modeling, the soul of the Financial Engineering is also the creativity. Therefore, the perfect application of the mathematics and mathematical modeling into the Financial Engineering once more surged my enthusiasm in this field. Furthermore, the Financial Engineering plays the important part in people’s living, social stability and the national development, which is my original intention to choose this field I think.
Yours sincerely,
xuexila
留学安全须知
1、财产安全
个人财产的保管应该要尤其注意，毕竟出门在外没有签收不行的，而大额的现金不宜留在自己身上，可以直接存进银行，这样会更加保险，而且也可以当做一笔理财。
所以大家抵达奥地利之后，就要尽快前往当地的银行，办理一张属于自己的银行卡，然后将大部分的现金存进银行，银行卡一定要注意保管。
2、居住安全
尤其是准备在校外租房的同学，在进行位置的挑选的时候，一定要考察清楚周边的环境，不要因为租金便宜而去租一些位置偏安全没保障的房子。
而即便是住在学校的宿舍，安保相对齐全，也不能够忽视，因为外部虽然有了保障，但是内部的隐患是防不胜防的，出门一定要记得锁好房门。
3、生命安全
而自身的生命安全，更需要尤其注意，遵守两不原则，从源头开始避开危险，比面对危险后在进行处理要简单得多，毕竟不需要正面交锋。
不要前往有安全隐患的地区，尤其是名声在外的治安不好的地方;不要在夜晚外出，黑暗更容易滋生犯罪行为，出门的话一定要找人陪同。
4、交通安全
最后就是交通安全方面，这是距离大家最近的安全问题，大家需要了解交通规则，并且要严格遵守，这样可以避免一般的交通事故。
而如果你自己有车的话，尤其要注意不要疲劳驾驶，也不要酒后驾驶，保持自己的注意力集中，对他人的生命负责。
留学生活省钱方法
一、在吃的方面
在奥地利，留学生可以通过学生餐厅或自炊方式解决吃饭问题，价格一般每餐是四欧元左右，留学生必须先购票，然后凭学生证享受优惠价格，每天吃还是很大的一笔负担。所以想要节约开支尽量自已做饭，这样一个月在吃的方面支出可以维持在两百欧元以下。如果想省些钱，可以自己做饭，奥地利的大超市一般都供应亚洲食品。
二、在住的方面
在奥地利留学的开支就是租房子了。就算是学生宿舍，一个月也要两百欧元以上，如果是音乐系学生，必须在外自行找房子，以便练琴。
一般来说，租个小套房，约三十至五十平方米，每月租金在三百至四百欧元之间。决定价格的一个重要因素，是房子的新旧程度。
维也纳市区有三分之二的房子是有着百年历史的老建筑。如果住在老建筑，租金会便宜很多，但也有许多缺点：例如老房子屋顶高，一层楼有差不多三、四米的层高，又多数没有电梯，提东西上楼对女生来说是个很大的考验。
租房子时要注意暖气是使用何种燃料，电热最贵、瓦 斯次之，中央瓦 斯热水式及公寓中央暖气，一般要新式建筑才有。
三、在出行方面
连接各个市郊车站的是快速火车。快速车站有醒目的S标志，火车线路称为S1、S2路等，如果想从维也纳的这个角落抵达那个角落，或者到维也纳郊外的旅游景点去参观，乘坐快速火车是最快捷的方法。和欧洲其他国家差不多，乘火车也是最普遍最划算的出行方式。留学生只要申请交通打折卡，就能享受一定的优惠。
